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NJ Auto Insurance

New York and New Jersey personal injury law firm representing victims of truck accidents

Most people have a very limited understanding of New Jersey automobile insurance. In order to protect yourself and your family, it is important that you review your insurance policy selections with an attorney. This will help assure that you and your family are protected in the event of injuries sustained in an automobile accident.

auto insurance lawyers at Mintz and Geftic Elizabeth, NJYou should understand the different types of policies and the variety of coverage offered in the insurance companies’ selection pamphlets. You must know the difference between a standard policy, a basic policy and a special policy. You should understand the meaning of the term “Lawsuit Option”. Medical benefits vary with all policies, as does the amount of coverage. Understanding the importance of uninsured motorist coverage and underinsured motorist coverage is critical.

The attorneys at Mintz & Geftic are always available to answer your questions concerning automobile insurance even if you have not been in an accident or suffered any injuries.  If you are purchasing or renewing your automobile insurance, feel free to call the attorneys at Mintz & Geftic to help you understand the insurance that you are purchasing.

If you are in a car or truck accident, or struck as a pedestrian, the following are some basic guidelines to follow after the accident:

  • Exchange information with the other driver or drivers.
  • Get the driver’s policy number, carrier, plate number, and vehicle information.
  • Identify eye witnesses and copy their contact info.
  • Contact local law enforcement or 9-1-1.
  • Do not refuse medical treatment and be sure to relay all of your medical complaints to the police, ambulance, and medical personnel.
  • Do not reveal the details of your insurance coverage.
  • Never sign insurance documents before contacting a qualified car accident lawyer.
  • Take pictures of the accident scene to document damage.
  • Never admit liability.

Car accidents are a leading cause of serious injuries and personal injury lawsuits in New Jersey.

The types of cases that our car and truck accident lawyers handle include :

Brain Injuries and Mild Traumatic Brain Injury (MTBI); Bicycle Accidents; Bus Accidents; Drunk Driving Accidents; Distracted Driving; Garden State Parkway Accidents; Head-On Collisions; Hit and Run Accidents; Intersection Accidents; Side Impact Accidents; Motorcycle Accidents; Multi-Car Crash Accidents; New Jersey Turnpike Accidents; Rear-End Collisions; Rollover Accidents; Single-Car Accidents; Spinal Cord Injuries; Tractor Trailer Accidents; Uninsured/Underinsured Accidents; and Wrongful Death Accidents.

Our aggressive New York and New Jersey car accident lawyers have been very successful in obtaining substantial recoveries for our clients who are seriously injured in motor vehicle accidents, such as a $1,986,475 recovery for serious injuries arising out of an car accident; a $1,475,000 recovery arising out of a motor vehicle accident; $850,000 settlement of an automobile accident case; and a $725,000 settlement of an accident where a pedestrian was struck by an truck.

Contingency Fee:  All personal injury negligence cases, including automobile accidents, require NO FEE unless we are successful in securing you a recovery to compensate you for your injuries and pain and suffering. If we are successful, our fee will be a percentage of your recovery. In our New Jersey cases, the attorney’s fee is set by the New Jersey Rules of Court and will never exceed the allowable amount. The contingency fees will be explained to you in detail prior to undertaking your case. There is no charge for initial consultations.


New Jersey Auto Insurance Attorneys

Call Mintz & Geftic at 1-800-894-2320 or send us an email. Our automobile insurance attorneys serve clients throughout New Jersey, and New York, including the cities of Newark, Elizabeth, New Jersey City, Hackensack, and Morris, Bergen, Hudson, Union and Middlesex counties. We have offices in Elizabeth, New Jersey and New York City.

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