accident lawyer

auto insurance in nj

21 Oct: Top 10 Items That New Jersey Residents Should Know About Automobile Insurance

  1. The Coverages : There are 5 types of coverages A. Personal Injury Protection (PIP) – This is the coverage that pays the doctors if you are injured in an accident. PIP pays your medical bills even if you caused the accident (sometimes called “No Fault”). B. Liability – This covers damages suffered by others in accidents you cause, and also provides for a lawyer to defend you if you are sued. Liability coverage includes both bodily injury and property damage. C. Uninsured Motorist Coverage (UM) – This pays you for property or bodily injuries if you are injured in an accident caused by someone without…